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When you’re in the market for mobile home in financing, can assist with finance and refinance options in California and Arizona. Mobile home owners are commonly denied the ability to finance their home due to mortgage loan restrictions on mobile homes in parks.


Mobile Home In-Park Loan

At Mobile Home Loans, we offer a variety of mortgage loan options whether you are buying or refinancing a mobile home in a park and on land. We offer attractive terms and competitive rates.

Mobile Home Loans is one of the few mortgage brokers that offer a full array of loan products for owners and buyers of mobile and manufactured homes in parks or on private land. Whether you want to purchase or refinance your manufactured home, we are here! Mobile Home Loans is a seasoned leader in Mobile home financing in California and Arizona.

We provide extraordinary service helping homeowners get financing for Mobile homes, used or new.

Mobile Home In-Park Loans

Loan Purchase Programs

  • Loans Starting With As Low As 5% Down Payments – (10% Preferred Down Payment)
  • New And Pre – Owned Manufactured And Mobile Homes
  • Senior or Family Manufactured and/or Mobile Home Parks/Communities
  • Buy – For’s – (Parent Qualify For Children) , No Owner Occupied – (20% Down Payment Required)
  • Minimum Loan Amount – $30,000
  • 2nd Home, Vacation Home Programs – (20% Down Payment)
  • Pre – Hud 1970 to June 15, 1976 – (5% Down Payment).
  • We can finance a 1960 year old home and 20% is not required, as low as 5% down.
  • Financing Is Available For Double- And Triple-Wide Units
  • Manufactured or Mobile Homes Sited On Private Property
  • Fixed and Step Rate Programs
  • 23, 20, 15 and 10 Year Terms and 25 year terms for New Homes
  • Seller Paid Closing Costs Allowed
  • Recent BK/Short Sale – OK – Equity Start Over Program – (35% Down Payment)
  • No Minimum Credit Score – 35% down with Zero Credit Score
  • Rate And Term Refinance – Lower your Payment, Term and Current Rate
  • Cash Out Refinance – Covert Equity to Consolidate Debt and/or Make Home Improvements

Refinance Programs

  • Rate and Term Refinance – Lower Your Current Rate, Payment, and/or Term
  • 20, 15, and 10 Year Terms
  • Single, Double, and Triple Section Manufactured and/or Mobile Homes
  • Fixed and Step Rate Programs
  • Cash Out Refinance – Convert Equity To Make Home Improvements, Consolidate Debt, Pay For Child’s Education, Etc.
  • Senior or Family Manufactured and/or Mobile Home Parks/Communities
  • Manufactured or Mobile Homes Sited On Private Property
  • New and Existing (Pre-Owned/Used) Manufactured and/or Mobile Homes
  • Primary Residence and Vacation (Secondary) Manufactured and/or Mobile Homes
  • Pre-HUD Mobile Homes (Built 1970 to June, 1976)
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