Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. PurchaseFixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. Low Down Payment OptionsExplore options that may make you a home owner with a low down payment. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash Out RefinanceYou could pay off those high-interest debts by refinancing to a lower rate.