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You want a to buy a home? Let’s get you qualified.

get pre qualifiedMobileHomeLoans.com can help you get pre-qualified and on your way to home ownership! Simply fill out our online application. With a prequalification letter in hand, you will be able to submit an offer on the home you desire.

Some realtors require buyers to get pre-qualified before they will show you a home. It also makes the mortgage application process that much smoother.

Determine how your credit looks.

Lenders will look at your debt to income, your payment history, income, and how likely you are to pay your loan each month. The number value assigned to you payment history is known as your credit score and is one big factor in determining your down payment and interest rate.

There are many websites that allow you to quickly check your credit & credit score for free. Two of our favorites are www.freecreditreport.com and www.creditkarma.com.

If you have a credit score below 640, consider delving deeper into your report to make sure it is accurate. Stay current with all monthly payments and reduce debt where possible to boost your score.

Talk to an expert at MobileHomeLoans.com about your financial history, goals, and the path to buy a home.

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